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See how Florida's SR-22 rules, liability minimums, costs, and penalties stack up against any other state — every value sourced to official law.

Official Florida financial-responsibility requirements

Florida sets minimum liability limits of 10/20/10 — $10,000 per injured person, $20,000 per accident, and $10,000 for property damage. After a serious violation an SR-22 financial-responsibility filing is required, and Florida keeps it active for 2 years of continuous coverage. Florida also uses the FR-44, a higher-limit filing tied to alcohol-related convictions.

Minimum liability

10/20/10

SR-22 required

Yes

Filing duration

2 years

FR-44 required

Yes

Responsible agency

Florida Department of Highway Safety and Motor Vehicles (FLHSMV) ↗

Source: Florida Department of Highway Safety and Motor Vehicles (FLHSMV) ↗ · full citations on the Florida state page.

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← Full Florida SR-22 & insurance requirements