StateInsuranceRequirements

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See how Michigan's SR-22 rules, liability minimums, costs, and penalties stack up against any other state — every value sourced to official law.

Official Michigan financial-responsibility requirements

Michigan sets minimum liability limits of 50/100/10 — $50,000 per injured person, $100,000 per accident, and $10,000 for property damage. After a serious violation an SR-22 financial-responsibility filing is required, and Michigan keeps it active for 3 years of continuous coverage.

Minimum liability
50/100/10
SR-22 required
Yes
Filing duration
3 years
FR-44 required
No

Source: Michigan Secretary of State (SOS) ↗ · full citations on the Michigan state page.

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