StateInsuranceRequirements

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See how Ohio's SR-22 rules, liability minimums, costs, and penalties stack up against any other state — every value sourced to official law.

Official Ohio financial-responsibility requirements

Ohio sets minimum liability limits of 25/50/25 — $25,000 per injured person, $50,000 per accident, and $25,000 for property damage. After a serious violation an SR-22 financial-responsibility filing is required, and Ohio keeps it active for 1 year of continuous coverage.

Minimum liability
25/50/25
SR-22 required
Yes
Filing duration
1 year
FR-44 required
No

Source: Ohio Bureau of Motor Vehicles (BMV) ↗ · full citations on the Ohio state page.

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