StateInsuranceRequirements

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See how Texas's SR-22 rules, liability minimums, costs, and penalties stack up against any other state — every value sourced to official law.

Official Texas financial-responsibility requirements

Texas sets minimum liability limits of 30/60/25 — $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. After a serious violation an SR-22 financial-responsibility filing is required, and Texas keeps it active for 2 years of continuous coverage.

Minimum liability
30/60/25
SR-22 required
Yes
Filing duration
2 years
FR-44 required
No

Source: Texas Department of Public Safety (DPS) ↗ · full citations on the Texas state page.

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