Georgia vs Illinois

Uninsured Motorist bodily injury (UM) is mandatory in Illinois at minimum 25/50, mirroring the liability BI limits (215 ILCS 5/143a). Underinsured Motorist bodily injury (UIM, 215 ILCS 5/143a-2) is required only if the insured buys UM limits above the 25/50 minimum; at minimum limits it is not separately required. UM/UIM limits may not exceed the liability limits. UMPD (uninsured-motorist property damage) must be offered at a maximum $250 deductible. Illinois mandates UM, which fewer than half of states do.

From the reinstatement date. The SR-22 must be on file before driving privileges are reinstated and is maintained 3 years from that point; a coverage lapse (SR-26) re-suspends and restarts the 3 years.

Yes — an Operator's Certificate covers the motorist in any non-owned vehicle and is the form filed when the person does not own a vehicle. (Owner's Certificate covers owned vehicles and is required to obtain/retain plates; an Owner's/Operator's Certificate covers both.)

Scenario-dependent (DDS fee table, mail/online vs. in person): DUI 1st (21+) $200/$210; No Proof of Insurance 1st $200/$210; No Proof of Insurance 2nd+ $300/$310; Points 1st/2nd/3rd $200/$300/$400 by mail (+$10 in person); Super Speeder $50 (after the $200 Super Speeder fee); Child Support $25/$35; Failure to Appear $90/$100. Driving-while-suspended convictions carry their own ladder $210/$310/$410 (§40-5-121). Drug-DUI reinstatement $200/$310 (§40-5-75).

Scenario-dependent (SOS Driver Services fee table): $70 — discretionary/traffic-related suspension, failure to appear, family responsibility (child support), Safety Responsibility (uninsured-accident administrative), unsatisfied judgment, Zero Tolerance (under-21), parking/tollway/automated-traffic; $100 — mandatory-insurance-conviction driver's-license suspension (separate from the $100 license-plate fee; both can be owed), solicitation of towing; $250 — Statutory Summary Suspension (DUI/implied consent) first offense, Field Sobriety first; $500 — SSS multiple/subsequent, Field Sobriety multiple, and Revocations (DUI conviction). The $250/$500 SSS and revocation fees may only be paid to the Springfield office.

Per the GA Dept. of Revenue lapse rules: a $25 lapse fine for any coverage lapse while the vehicle is actively registered, plus up to $160 additional if the $25 is not paid within 30 days. Registration is suspended/refused until all fines are paid and continuous Georgia liability coverage is on file (verified electronically via GEICS). Note: the widely-cited $60 standard registration-reinstatement fee ($160 after three or more suspensions in five years) appears on county tag-office pages, not on the state DOR lapse page, so it is not recorded here as an official figure.

$100, paid online at ILIVS.com, to lift a license-plate/registration suspension from an insurance-verification failure (separate from the $100 driver's-license mandatory-insurance fee — both can be owed). Repeat offenders serve a 4-month plate suspension before the $100 reinstatement.

Misdemeanor: $200-$1,000 fine and/or up to 12 months (§40-6-10). Reducible to a fine of $25 or less with no DDS report (no suspension) if the driver shows coverage was in force at citation. A 1st no-insurance suspension requires an SR-22 and a $200/$210 reinstatement after a 90-day minimum suspension.

Minimum $500 fine for driving uninsured (on a traffic-stop/crash conviction), plus license-plate suspension. The registration side is enforced through ILIVS: a failed second verification -> registration suspension, lifted by obtaining coverage and paying $100 at ILIVS.com.

Same $200-$1,000 criminal range (§40-6-10). A 2nd+ no-insurance conviction requires an SR-22A (or an SR-22 marked 'Paid In Full') maintained for 3 years, with $300/$310 reinstatement, a non-owner SR-22A if no vehicle is owned, and no limited permit during the suspension.

Minimum $1,000 fine for driving a vehicle while the license plates are suspended for a previous insurance violation. Repeat ILIVS offenders also serve a 4-month plate suspension before the $100 reinstatement.

§40-5-63 (5-year window): 1st = 12-month suspension, early reinstatement after 120 days with DUI Risk Reduction Program; 2nd within 5 yrs = 3-year suspension, eligible after 18 months, IID required for 1 year; 3rd within 5 yrs = habitual violator, 5-year revocation (§40-5-62/§40-5-58). Suspension begins on the conviction date.

two tracks. (A) Statutory Summary Suspension — administrative/implied-consent (11-501.1, durations per 6-208.1), effective on the 46th day after notice: first offender 6 months (failed test >=0.08 / drugs / THC >=5 ng) or 12 months (refusal); non-first-offender 12 months (fail) or 36 months (refusal). Under-21 Zero Tolerance: 3 or 12 months (BAC >0.00) / 6 or 24 months (refusal). (B) DUI conviction revocation — indefinite, with minimum eligibility: 1st = 1 year, 2nd within a 20-year period = 5 years, 3rd = 10 years, 4th+ = lifetime. If under 21 at conviction: 1st = 2 years, 2nd = 5 years or until the 21st birthday (whichever is longer), 3rd = 10 years, 4th+ = lifetime. Revocation reinstatement is hearing-gated (informal for 1st, formal for multiple).

§40-6-391 (10-year window, by arrest date, post-2008): 1st misdemeanor $300-$1,000, 10 days-12 mo (judge may probate all but 24 hrs if BAC ≥0.08); 2nd misdemeanor $600-$1,000, 90 days-12 mo (min 72 hrs); 3rd high-and-aggravated misdemeanor $1,000-$5,000, 120 days-12 mo (min 15 days); 4th+ felony $1,000-$5,000, 1-5 years. Name-and-photo publication applies to a 2nd or subsequent conviction within 5 years. Commercial threshold 0.04; under-21 threshold 0.02; separate child-under-14 endangerment offense.

625 ILCS 5/11-501: 1st = Class A misdemeanor (up to 364 days and up to $2,500); BAC >=0.16 adds a mandatory 100 hours community service + $500 min fine; transporting a child <16 adds up to 6 months + $1,000 min + 25 days CS. 2nd = mandatory minimum 5 days jail or 240 hours CS; BAC >=0.16 adds 2 days + $1,250 min. 3rd = Aggravated DUI, Class 2 felony (BAC >=0.16 adds 90 days + $2,500 min; child <16 adds $25,000). 4th = Class 2 felony, no probation (>=0.16 -> $5,000 min). 5th = Class 1 felony. 6th+ = Class X felony. Aggravated DUI (3rd+, school bus, great bodily harm, no license, no insurance, etc.) is a Class 4 felony floor; DUI causing death = Class 2 felony, 3-14 years (one death) or 6-28 years (two or more).

§40-5-121 (5-year window): 1st = misdemeanor, 2 days-12 months + $500-$1,000 (offender fingerprinted); 2nd/3rd = high-and-aggravated misdemeanor, 10 days-12 months + $1,000-$2,500; 4th+ = felony, 1-5 years + $2,500-$5,000. DDS adds a 6-month suspension on conviction (reinstatement $210/$310/$410); no limited permit. Driving as a declared habitual violator is a separate felony (§40-5-58), $750+ / 1-5 years.

625 ILCS 5/6-303: base 1st violation = Class A misdemeanor (up to 364 days / up to $2,500), unless a valid MDDP/RDP/probationary/JDP permit applies. If the underlying suspension/revocation was for DUI (11-501), leaving-the-scene-with-injury (11-401(b)), or a Statutory Summary Suspension (11-501.1): mandatory minimum 10 days jail or 30 days community service (non-suspendable). 2nd (DUI-related) = Class 4 felony, min 30 days or 300 hrs CS; 3rd = Class 4 felony, min 30 days; 4th-9th = Class 4 felony, min 180 days; 10th-14th = Class 3 felony; 15th+ = Class 2 felony. A reckless-homicide / DUI-death revocation underlies a harsher track escalating to Class 1/Class 2 felony and lifetime revocation. Driving on a revoked license also bars license issuance for +1 year from conviction. Collateral: 4th conviction -> plate seizure/vehicle immobilization; driving suspended AND uninsured (7-601) -> immediate impoundment; DUI-related -> vehicle seizure/forfeiture.

Georgia CDL disqualification (GA DDS Driver's Manual Section 1.3, federal FMCSA structure). 1-year (first major offense, in a CMV OR a personal vehicle): DUI (O.C.G.A. 40-6-391), CMV at 0.04+ BAC or under the influence, refusing chemical testing, leaving the scene, any felony using a vehicle, CMV-while-disqualified, vehicular homicide, racing, eluding, fraudulent license, operating on a suspended registration, or cargo theft. 3-year if the offense occurs while operating a CMV placarded for hazardous materials. lifetime for a 2nd major offense (any combination); lifetime if a CMV is used in a controlled-substance felony; permanent lifetime if a CMV is used in a human-trafficking felony. Serious traffic violations (15+ over, reckless, erratic lane change, following too closely, fatal-accident traffic offense, no/wrong-class CDL): 60 days (2nd in 3 yrs) / 120 days (3rd+). Out-of-service-order violations: 180 days / 2 yrs / 3 yrs. Railroad-crossing violations: 60/120 days / 1 yr. 24-hour out-of-service for any detectable alcohol under 0.04. Important for CDL holders: a DUI in a personal vehicle (an alcohol/controlled-substance/felony suspension) still costs the CDL for 1 year, a 2nd costs it for life (Section 1.3.7), and no hardship CDL is available.

625 ILCS 5/6-514: a first major violation = disqualification for not less than 12 months (refusal of testing; BAC >=0.04 in a CMV, or over the non-CMV limit while holding a CDL/CLP; DUI; leaving the scene; any felony using a vehicle; driving a CMV while disqualified; a fatality by negligent operation). note FOR THE audience: a DUI in a personal/non-commercial vehicle disqualifies the CDL — (a)(2)/(a)(3)(i) explicitly reach a CDL/CLP holder driving a non-CMV. 3 years if the violation occurred while transporting placarded hazmat. A second such offense (separate incidents) = lifetime disqualification (reducible to not less than 10 years if the US DOT authorizes; a later disqualifying offense after reinstatement = permanent). A controlled-substance felony using a vehicle, or a severe-human-trafficking felony with a CMV = lifetime, no reduction. 2 serious traffic violations in 3 years = 60 days; 3 = 120 days. Out-of-service/6-507 ladders (6 mo / 2 yr / 3 yr and 1 yr / 3 yr / 5 yr). Railroad-grade-crossing = 60 / 120 days / 1 year. CDL alcohol threshold is 0.04 (half the 0.08 standard). Disqualifications apply only to conduct after March 31, 1992.