Georgia vs Washington

Offer-and-reject. RCW 48.22.030 requires every liability policy to include UIM coverage — which Washington defines broadly to bundle uninsured + underinsured + hit-and-run + phantom-vehicle — defaulting to the same limits as the liability coverage, but the named insured or spouse may reject it in writing. PIP is likewise optional: offered on every policy, waivable in writing (RCW 48.22.085).

From the date proof was required (RCW 46.29.600(1)(a)) — not the reinstatement date and not the conviction date. tolls, doesn't restart: if the person surrenders the license and reapplies within the window, proof is reestablished for the remainder of the 3 years (46.29.600(3)).

Scenario-dependent (DDS fee table, mail/online vs. in person): DUI 1st (21+) $200/$210; No Proof of Insurance 1st $200/$210; No Proof of Insurance 2nd+ $300/$310; Points 1st/2nd/3rd $200/$300/$400 by mail (+$10 in person); Super Speeder $50 (after the $200 Super Speeder fee); Child Support $25/$35; Failure to Appear $90/$100. Driving-while-suspended convictions carry their own ladder $210/$310/$410 (§40-5-121). Drug-DUI reinstatement $200/$310 (§40-5-75).

Per the GA Dept. of Revenue lapse rules: a $25 lapse fine for any coverage lapse while the vehicle is actively registered, plus up to $160 additional if the $25 is not paid within 30 days. Registration is suspended/refused until all fines are paid and continuous Georgia liability coverage is on file (verified electronically via GEICS). Note: the widely-cited $60 standard registration-reinstatement fee ($160 after three or more suspensions in five years) appears on county tag-office pages, not on the state DOR lapse page, so it is not recorded here as an official figure.

Misdemeanor: $200-$1,000 fine and/or up to 12 months (§40-6-10). Reducible to a fine of $25 or less with no DDS report (no suspension) if the driver shows coverage was in force at citation. A 1st no-insurance suspension requires an SR-22 and a $200/$210 reinstatement after a 90-day minimum suspension.

Traffic infraction (not a crime) — monetary penalty set by the Washington Supreme Court penalty schedule under RCW 46.63.110; the statute (RCW 46.30.020(1)(d)) sets no fixed dollar amount and no first/subsequent escalation. The commonly assessed penalty is approximately $550 (court rule, not statute). Showing you were actually insured at the time gets the citation dismissed for a $25 administrative cost (46.30.020(2)).

Same $200-$1,000 criminal range (§40-6-10). A 2nd+ no-insurance conviction requires an SR-22A (or an SR-22 marked 'Paid In Full') maintained for 3 years, with $300/$310 reinstatement, a non-owner SR-22A if no vehicle is owned, and no limited permit during the suspension.

Same as first — RCW 46.30.020 sets no first/subsequent distinction; driving uninsured is a single-tier traffic infraction with the penalty set by the Supreme Court schedule (46.63.110). No escalation by prior count.

§40-5-63 (5-year window): 1st = 12-month suspension, early reinstatement after 120 days with DUI Risk Reduction Program; 2nd within 5 yrs = 3-year suspension, eligible after 18 months, IID required for 1 year; 3rd within 5 yrs = habitual violator, 5-year revocation (§40-5-62/§40-5-58). Suspension begins on the conviction date.

two parallel tracks with day-for-day credit (46.61.5055(9)(b)). administrative (implied consent, RCW 46.20.308 -> periods in 46.20.3101): triggered by a breath/blood test at or above 0.08 (0.02 under-21) or a refusal; headline periods — test failure suspends at least 90 days, refusal revokes at least 1 year; 30-day temporary license from arrest, 7-day window to request a hearing ($375 fee). conviction-based (46.61.5055(9)): below 0.15 -> 90-day suspension (no prior) / 2-year revocation (1 prior) / 3-year (2+); 0.15 or above -> 1-year / 900-day / 4-year; refusal -> 2-year / 3-year / 4-year. Mandatory IID on all vehicles (46.61.5055(5), 46.20.720) for 1/5/10 years by prior IID restrictions. Revocation grounds also in 46.20.285 (DUI 1-year baseline; vehicular homicide 2 years).

§40-6-391 (10-year window, by arrest date, post-2008): 1st misdemeanor $300-$1,000, 10 days-12 mo (judge may probate all but 24 hrs if BAC ≥0.08); 2nd misdemeanor $600-$1,000, 90 days-12 mo (min 72 hrs); 3rd high-and-aggravated misdemeanor $1,000-$5,000, 120 days-12 mo (min 15 days); 4th+ felony $1,000-$5,000, 1-5 years. Name-and-photo publication applies to a 2nd or subsequent conviction within 5 years. Commercial threshold 0.04; under-21 threshold 0.02; separate child-under-14 endangerment offense.

RCW 46.61.5055, by prior offenses in 7 years and BAC tier (gross misdemeanor unless felony). No prior: 24 hrs-364 days jail + $350-$5,000 (<0.15); 48 hrs + $500-$5,000 (>=0.15 or refusal). 1 prior: 30 days + 60 days EHM + $500-$5,000 (<0.15); 45 days + 90 days EHM + $750-$5,000 (>=0.15/refusal). 2 priors: 90 days + 120 days EHM + $1,000-$5,000 (<0.15); 120 days + 150 days EHM + $1,500-$5,000 (>=0.15/refusal). 3+ priors in 15 years -> class B felony under ch 9.94A (46.61.502(6)). Minor-passenger enhancements add IID time, jail, and fines. Mandatory minimums are largely non-suspendable.

§40-5-121 (5-year window): 1st = misdemeanor, 2 days-12 months + $500-$1,000 (offender fingerprinted); 2nd/3rd = high-and-aggravated misdemeanor, 10 days-12 months + $1,000-$2,500; 4th+ = felony, 1-5 years + $2,500-$5,000. DDS adds a 6-month suspension on conviction (reinstatement $210/$310/$410); no limited permit. Driving as a declared habitual violator is a separate felony (§40-5-58), $750+ / 1-5 years.

RCW 46.20.342, three degrees. first degree (habitual offender driving under a ch 46.65 revocation): gross misdemeanor, mandatory minimum jail 10 days (1st) / 90 (2nd) / 180 (3rd+), non-suspendable; +1-year revocation extension. second degree (suspended for a serious reason — DUI, vehicular homicide/assault, felony-vehicle, hit-and-run, prior DWS, administrative action): gross misdemeanor (up to 364 days / $5,000); +1-year no-new-license. third degree (suspended for administrative/financial reasons, including failure to furnish proof of FR / SR-22 under ch 46.29): misdemeanor (up to 90 days / $1,000); no extension. So driving while suspended solely for an unfiled SR-22 is the lightest tier (3rd degree).

Georgia CDL disqualification (GA DDS Driver's Manual Section 1.3, federal FMCSA structure). 1-year (first major offense, in a CMV OR a personal vehicle): DUI (O.C.G.A. 40-6-391), CMV at 0.04+ BAC or under the influence, refusing chemical testing, leaving the scene, any felony using a vehicle, CMV-while-disqualified, vehicular homicide, racing, eluding, fraudulent license, operating on a suspended registration, or cargo theft. 3-year if the offense occurs while operating a CMV placarded for hazardous materials. lifetime for a 2nd major offense (any combination); lifetime if a CMV is used in a controlled-substance felony; permanent lifetime if a CMV is used in a human-trafficking felony. Serious traffic violations (15+ over, reckless, erratic lane change, following too closely, fatal-accident traffic offense, no/wrong-class CDL): 60 days (2nd in 3 yrs) / 120 days (3rd+). Out-of-service-order violations: 180 days / 2 yrs / 3 yrs. Railroad-crossing violations: 60/120 days / 1 yr. 24-hour out-of-service for any detectable alcohol under 0.04. Important for CDL holders: a DUI in a personal vehicle (an alcohol/controlled-substance/felony suspension) still costs the CDL for 1 year, a 2nd costs it for life (Section 1.3.7), and no hardship CDL is available.

RCW 46.25.090 (federal FMCSA structure). 1-year disqualification (first major offense): DUI — including a DUI in a non-commercial vehicle (0.08) — or CMV at 0.04+ BAC or any THC; refusal; leaving the scene; vehicle used in a felony; CMV-while-disqualified; negligent-operation fatality. 3-year if the offense occurred while transporting hazardous materials. lifetime (reducible to 10 years per federal rule) for a 2nd major offense. lifetime, no reduction: a vehicle used in a controlled-substance manufacture/distribution felony or a human-trafficking offense. Lesser ladders: serious traffic violations (60 days 2nd / 120 days 3rd in 3 years), out-of-service-order violations, railroad-crossing violations. CMV alcohol threshold is 0.04. Important for CDL holders: a DUI in a personal (non-commercial) vehicle still triggers a 1-year CDL disqualification.