Arizona SR-22 & Car Insurance Requirements

DUI conviction (§28-1381/82/83) or implied-consent refusal → suspension/revocation + SR-22. No-insurance (§28-4135): 1st = 3-month suspension; 2nd within 36 mo = 6 months; 3rd+ within 36 mo = 1 year + SR-22 on reinstatement. Judgment nonpayment (§28-4071) → suspension until satisfied. Accident FR-verification failure (§28-4143/§28-4144) → minimum 1-year suspension + SR-22. Note: the automatic 15-day Admin Per Se implied-consent suspension by itself does NOT require an SR-22 — only the criminal DUI conviction and the insurance/judgment suspensions do.

Pay the applicable reinstatement fee(s); file and maintain proof of Future Financial Responsibility (SR-22) for 3 years. For a no-insurance registration suspension: provide proof of insurance active at the time of suspension, or pay $50 plus current proof. For a revocation: complete the revocation investigation packet (form 99-0139), receive a Permission to Reapply notice, and for alcohol/drug cases complete a substance-abuse evaluation and install an ignition interlock; a written, vision, and road test may be required.

Scenario-dependent. General suspension: $10. Revocation (DUI/major offense): $20 + an age-based application fee ($10 age 50+, $15 ages 45-49, $20 ages 40-44, $25 age 39 and under or any age with a Travel ID) + SR-22 + (for alcohol/drug cases) interlock and substance-abuse evaluation. Admin Per Se suspension: additional $50. Financial-responsibility (accident) suspension: $10 driver license + $25 registration/plate (§28-4144(C)(2)(b)).

For an insurance suspension, plates/registration are reinstated in some cases immediately, in others within 24 hours after MVD receives qualifying proof. Revocations require completion of the investigation/Permission-to-Reapply review first.

$40,000 deposit (cash or certificate of deposit) with the Arizona State Treasurer in lieu of insurance (§28-4076 alternate method); a certificate of self-insurance or partial self-insurance (§28-4007); and a non-owner SR-22 policy for people who don't own a vehicle.

Per §28-3312, MVD disqualifies a CDL: 1 year for a first major offense — test refusal (§28-1321), driving a CMV under the influence or with BAC ≥0.04, leaving the scene, using a vehicle in a felony, causing a fatality by negligent operation, driving a CMV while already disqualified, OR a regular DUI committed in a personal (non-commercial) vehicle (chapter 4, article 3 violation). 3 years if the offense occurred while hauling placarded hazmat. Lifetime for two or more such offenses (reducible to 10 years by rule). Permanent for a controlled-substance trafficking felony or a human-trafficking offense committed with a CMV. Out-of-service-order violations: 180 days / 2 years / 3 years. Railroad-crossing violations: 60 / 120 days / 1 year. Two serious traffic violations in 3 years = 60-day disqualification; three or more = 120 days. CDL alcohol threshold is 0.04. Disqualification begins 10 days after MVD logs the conviction.

Arizona is a standard SR-22 state (it does not use the FR-44) and calls the offense a DUI, tiered as standard (§28-1381), Extreme/Super-Extreme (§28-1382), and Aggravated felony (§28-1383). A few Arizona-specific points: a $40,000 deposit with the State Treasurer is an alternative to insurance (§28-4076); an Arizona insurance suspension can block you from getting a driver license in another state until it is cleared; taxi, livery, and limousine services carry higher limits ($250,000 commercial liability plus $250,000 uninsured-motorist while actively carrying passengers); and the automatic 15-day Admin Per Se implied-consent suspension does not require an SR-22, unlike a criminal DUI conviction or an insurance/judgment suspension. The reinstatement fee depends on the suspension type ($10 general suspension; $20 revocation plus an age-based application fee; $10 + $25 for FR/accident; $50 for no-insurance).