StateInsuranceRequirements

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See how Illinois's SR-22 rules, liability minimums, costs, and penalties stack up against any other state — every value sourced to official law.

Official Illinois financial-responsibility requirements

Illinois sets minimum liability limits of 25/50/20 — $25,000 per injured person, $50,000 per accident, and $20,000 for property damage. After a serious violation an SR-22 financial-responsibility filing is required, and Illinois keeps it active for 3 years of continuous coverage.

Minimum liability
25/50/20
SR-22 required
Yes
Filing duration
3 years
FR-44 required
No

Source: Illinois Secretary of State (SOS), Driver Services Department ↗ · full citations on the Illinois state page.

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